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(866) 598-6493

(866) 598-6493

Turn your next flip into instant profit

Get fast, reliable Fix-and-Flip financing with closings in as few as 10 days. Up to 95% loan-to-cost and 100% rehab funding for property investors ready to move quickly.

Get pre-qualified

Or call us at (866) 598-6493

House renovation

What is a Fix-and-Flip Loan?

Fix-and-flip loans provide short-term financing for purchasing and renovating investment properties. Instead of waiting weeks for traditional bank approvals, we focus on what actually matters: the property's potential value and your renovation plan.

How It Works

Submit your property details

Share basic information about your target property and renovation scope.

Get your approval and pricing

Qualification is based on the property's potential value after repairs.

Close fast and start building

Get funded in as few as 10 days for straightforward deals.

Why Choose Fix-and-Flip Financing

Lightning-Fast Closings

Compete with cash buyers and secure properties in as few as 10 days.

High Leverage Financing

Access up to 95% loan-to-cost and 80% after-repair value, plus 100% rehab coverage.

No Traditional Hassles

No third-party appraisals or personal income verification required.

The Simplicity of One Loan

Cover purchase and renovation costs with one loan; no application fees.

Fix-and-Flip Loan vs. Traditional Investment Mortgage

Fix-and-Flip LoanTraditional Investment Mortgage
Approval ProcessProperty-based (no income verification)Personal income and DTI based
Speed10 days minimum30-60+ days typical
Loan-to-CostUp to 95% LTCTypically 70-80% LTV
Rehab Funding100% of renovation costsOften requires separate financing

Frequently

asked questions

See all FAQs

See all FAQs

Ready to fund your next flip?

Get financing designed specifically for house flippers, based on what actually matters: your property's profit potential and renovation plan.

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General Disclosure

This website is promotional in nature and is not offered or intended as advice and should not be relied on as such. American Secure Living Inc. d/b/a Truehold ("Truehold") and SFR FinCo LLC d/b/a Truehold Financial ("Truehold Financial") are affiliated companies engaged in different businesses.

American Secure Living Inc. d/b/a Truehold

Truehold transactions are real estate sales transactions, including sell-and-stay opportunities that involve the sale of property and the subsequent leasing of that property by the seller pursuant to a lease agreement. Truehold does not typically allow sellers to re-purchase the property after the sale. Product offerings vary by state and locality. Terms and conditions apply.

Truehold's initial purchase offer is non-binding and is subject to the execution of a mutually satisfactory sale contract, contingent on a no-cost home inspection, and standard lease signing (if applicable). Offer may change based on inspection results. For sell-and-stay opportunities, post-sale, you must adhere to lease terms for the minimum term (which ranges from 6 - 24 months) to continue living in the home. This includes making timely rent payments, which may increase after the initial term. Customer testimonials are based on individual customer experience.

SFR FinCo LLC d/b/a Truehold Financial, NMLS #2740541

Lending office: 1200 Riverplace Blvd, Suite 900 Jacksonville, FL 32207

Truehold Financial offers mortgage lending and mortgage brokering services in select states. Loans are not available in all states. Loans are subject to qualification and approval requirements. Terms and conditions apply.

Visit the Truehold Financial Licensing page or NMLS Consumer Access for more information about Truehold Financial's (NMLS #2740541) licenses.

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